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StripeAndrew Beckmann, James Lemon5 min readintermediate

Analyzing rising fraud attempts among travel and leisure businesses on Stripe

Read on stripe.com

Summary

Stripe analyzed payment data from over 200k travel and leisure merchants and found that fraud attempts surged globally in 2024‑2025, especially in APAC and EMEA, while the share of successful fraud after payment stayed flat. Their AI‑powered Radar blocked more than two‑thirds of attempts, intercepting $3 billion in fraudulent volume, and targeted rules helped specific merchants cut dispute rates…

  • Fraud attempts in travel/leisure rose sharply 2022‑2025, especially in APAC and EMEA, while post‑payment fraud rates stayed flat.
  • Stripe Radar blocked over two‑thirds of attempts, intercepting $3 B in suspected fraudulent volume in 2025.
  • Regional differences require tailored controls; APAC saw a >5× increase, North America saw a decline.
  • Targeted rules (e.g., name‑mismatch authentication) cut dispute rates 90% for Oasis Hotels and reduced fraudulent volume 61% for SiteMinder.

Payment and risk engineers at travel‑focused businesses should care because rising fraud pressure and proven Radar controls can dramatically reduce losses.

6/10
securitypaymentsfraudtravelstripe

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